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船舶保险知识扫盲(Ship insurance, knowledge, literacy)
船舶保险知识扫盲(Ship insurance, knowledge, literacy)
Marine insurance knowledge literacy
Marine insurance is generalized to ship and accessories as the subject matter of the insurance business. According to the state of the ship for ship operation, ship building, ship insurance insurance or insurance, ship repair insurance, insurance and insurance of container ship. The narrow sense refers to the operation of the ship insurance insurance, which can be divided into basic risks and additional risks and special additional risks three. Container insurance standard is in the process of operation of the container, which can be divided into basic risks and special additional risks two. Basic insurance can also be divided into total loss and all risks two.
Basic ship insurance
The basic insurance is a project for the operation of the ship insurance must be insured, including two options: total loss and all risks.
Total loss only
The total risk is a basic insurance ship insurance, the insured can choose to use in insurance. The risks under the insurance liability is as follows: first, natural disasters and accidents. Natural disaster refers to disasters from natural phenomena of force majeure, including earthquake, volcano eruption, lightning, etc.. The accident is the insured accident damage to the ship contrary to expectation, stranding, collision, stranding, sinking, missing, fire and explosion etc.. From the outboard violent theft or piracy. The sea was listed as risk responsibility past war risk. With the development of the shipping and marine insurance need to provide insurance, now the international marine insurance clauses are included in the scope of insurance coverage, and expand the range of risk. As long as the violent theft from the ship, whether or not the piracy losses caused by the insurance compensation, per capita. The abandoned goods. Here refers to the insured vessel at sea encounter danger, abandon ship loss or damage to the goods caused by, for example, the sh
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