农村信用社招聘考试基础知识（The rural credit cooperatives recruitment examination of basic knowledge）.docVIP

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2017-08-17 发布于河南
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农村信用社招聘考试基础知识（The rural credit cooperatives recruitment examination of basic knowledge）.doc

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农村信用社招聘考试基础知识（The rural credit cooperatives recruitment examination of basic knowledge）

农村信用社招聘考试基础知识（The rural credit cooperatives recruitment examination of basic knowledge） 1. principles of deposit management We should adhere to the principles of unified standards, graded management and division of labor and cooperation. The unified standard means that the provinces credit cooperatives must abide by the relevant laws, regulations and rules of the state, and carry out the deposit business activities in accordance with the business management system, service standards and guiding work objectives. Classified management refers to the liabilities management department of the Provincial Association, and the liabilities business department of the county level association undertakes the corresponding deposit management work on the basis of the functions at the same level. Division of labor cooperation refers to credit cooperatives, credit, settlement and other departments at all levels should be in accordance with their respective professional nature and characteristics, in accordance with the division of responsibilities, and cooperate with each other, do a good job organizing the work of funds. 2. depositor Refers to the units, individual businesses and natural persons who open bank settlement accounts within the territory of china. 3. types of savings deposits According to the term of deposit classification, can be divided into demand deposits, savings deposits, time deposits, savings bonds, my regular savings deposits, savings deposits and education notice approved by the CBRC for other types of savings deposit. 4. depositor basic deposit account, general deposit account, special deposit account and temporary deposit account (1) the basic deposit account is the deposit account of the depositor. Deposit and payment of funds for daily operation of depositors and their payment of wages, funds and cash. You can apply for opening a basic deposit account: enterprise legal person; non legal person enterprises; organs and institutions; (inclusive) above the reg