五险一金,（Five social insurance and one housing fund,）.docVIP

五险一金,（Five social insurance and one housing fund,） Five is about five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; One gold refers to the housing accumulation fund. Among them, the pension, medical insurance and unemployment insurance, these three risks are paid by the enterprise and individual premiums, industrial injury insurance and maternity insurance is entirely borne by the enterprise. Individuals are not required to pay. It should be noted here that Five is legal, Kim is not legal. What is the proportion of pay five social insurance and one housing fund? At present, the proportion of old-age insurance payment in Beijing: 20% units (17% of which are included in the overall fund, 3% into personal accounts), 8% individuals (all included in individual accounts); Medical insurance payment rate: unit 10%, personal 2%+3 yuan; Payment rate of unemployment insurance: unit 1.5%, individual 0.5%; Industrial injury insurance is determined according to its industry scope; Maternity insurance payment ratio: 0.8% units, individuals do not pay. Non location of the accounts do not have this, the non location of the accounts only four insurance payments. Provident fund payment ratio: according to the actual situation of enterprises, select the proportion of housing provident fund payment. But in principle, the maximum amount of payment shall not exceed 300% of the average wage of the workers in Beijing city by 10%. (overall fund): in the process of changing the state insurance system from the state unit system to the state social system, we need to co-ordinate the whole nation so as to solve the imbalance of economic development and the aging of the population. (1) establish the overall social fund with the payment of enterprises, and (2) establish personal accounts mainly by the payment of employees and enterprises; (3) the government should pay the management fees of endowme