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bat三巨头的互联网金融落子图(Bat three giants of the Internet Financial Lazi map)
bat三巨头的互联网金融落子图(Bat three giants of the Internet Financial Lazi map)
BAT three giants of the Internet Financial Lazi map
A-A+ Luo Chao 2013-10-22 16:30 13 contribution BAT
Yesterday, Baidu announced that 28 this month will launch a similar balance treasure financial products hundred hair, its target annual yield may reach 8%. The move was just a week after Ali Peng Lei had just finished attacking WeChat. Baidu, Tencent and other Internet giants, China Merchants Bank and Ping An and other veteran financial institutions, and even game makers giants are trying to seize the Internet banking this fashionable business.
Internet banking and financial Internet the biggest difference is that the Internet attributes. The traditional financial people because of wealth accumulation, Internet banking because of traditional financial institutions to enrichment; as the center, Internet banking users as the center; the traditional financial license, funds, technology and Internet financial data; the traditional financial products is the interest rate, rate of return, life plan blunt, Internet banking through the Internet means of traditional financial products and packaging; the financial information asymmetry, Internet financial information symmetry. Most of the above Internet properties of non BAT three giants must be none other than. Internet banking, or wear Internet coat of financial institutions ready?. But BAT three giants will greatly affect the pattern of Chinas Internet banking.
I. Baidu: active layout, PC+ mobile terminal entrance advantage
Recently Baidu 100financialplan Jianzaixianshang, it is said that a team of hundreds of people are working overtime, launch by the end of October, Baidu can be found online Internet banking product line:
BaiduPay: the third party payment tool in cooperation with UnionPay is also the main body of Baidus license collection. It has been introduced in 08 years.
Baidu Wallet: BaiduPay launched the mobile payment brand in the second half of
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