表内表外（Out of table）.docVIP

表内表外（Out of table） From the table, outside the table talking about commercial banking business learning Tuesday, December 18, 2007, 08:28 p.m. Today a few statements and confused minds, suddenly a year ago is also doing a similar statement, but it seems to grasp the meaning of each report to dont know why like this report, the report whether merger was completely cut, ordered by the customer development. This is not a reasonable and effective situation, or more understanding of the banks business. In many banking terms, two words, table and off balance sheet, are often used, such as interest on the table and off balance sheet. This table refers to the balance sheet. The business in the table refers to the business reflected on the balance sheet. Such as bank deposits, loans and so on. It is generally believed that loans and deposits relate to bank assets and liabilities, and the balance sheet business is not covered by the balance sheet business. Off balance sheet transactions are not reflected in the balance sheet but can be converted into liabilities or liabilities on a balance sheet for a period of time. For example, the guarantee business and the undertaking business. Off balance sheet business is also called intermediary business. As long as the balance sheet is understood only by a small amount of financial knowledge, it includes liquid assets, long-term assets, intangible, deferred assets, current liabilities, long-term liabilities, and owners equity. The following should be explained by statistical crush one by one, the current situation of a banks balance sheet. I. current assets Include below: Cash and working capital: (cash) + (business revolving money) + (foreign currency in transit) Deposits of central banks: (reserve deposits) + (within a year (maturity) deposit of central bank special deposits) + (deposits with central banks) Special central bank notes: (special central bank notes) Central bank special support funds: (central bank special support fund