analysis of financial products the rational development of（分析金融产品的理性发展）.docVIP

Analysis of financial products the rational development of [Abstract] China’s rapid economic development and wealth of residents continue to accumulate, gradually into the ordinary people, people, become an important choice for residents to invest in financial products, but also brought considerable profit growth for commercial banks, but banks the rapid development of financial products, but also inevitably affected by the financial crisis, has been increasingly strict regulatory supervision, also met the bank’s internal brand strategy, risk control, system construction, personnel training, etc. many problems, to some extent affect the sustainable development of the specification of the financial products. This article briefly reviews the development of domestic financial products, and a few of the problems encountered by banks in the development of financial products, from a personal point of view bank in accordance with the regulatory requirements to meet market demand, and regulate several suggestions for the development of financial products. [Paper Keywords finance, financial management, development In recent years, with the gradual deepening of China’s reform and sustained economic development, on the one hand, the domestic household wealth has been the rapid growth of wealthy residents and high-end rich people gradually expanded, and gradually began to accept the concept of financial management and hope that through a variety of portfolio assets value-added, the demand for financial services is no longer confined to simple deposits and charge interest, loan financing, the financial needs can be improved, on the other hand, continues to deepen financial reform, domestic banks increasingly competitive modern commercial bank competition and development has started to break the framework of traditional business, changes in financial innovation and financial services as the main means to develop a comprehensive financial services and many other factors