企业防范客户信用风险探索（Enterprises to prevent customer credit risk）.docVIP

企业防范客户信用风险探索（Enterprises to prevent customer credit risk） Enterprises to prevent customer credit risk In the fierce market competition, how can the enterprise control and prevent the credit risk? Chongqing Dajiang industry company has carried on the beneficial practice. The company is the original nine and three line transfer enterprise merger and reorganization and a combination of enterprises, the number of credit and debt of the original enterprise legacy is various, complex. In order to prevent business risk, financial risk and legal risk fundamentally, from the beginning of 2008, the company claims in the early warning management, innovation and implementation of customer credit management, customer credit management formulated the measures, the original form of the total accounts receivable control index, the customer credit rating, scientifically and reasonably. The credit limit and credit period, down to every customer, from time to time the supervision of customer credit, are always on the risk control, so that every time the amount of recovery and recycling due debt management to be aware of, from the source to reduce the occurrence of accounts receivable, effectively prevent the credit risk. The key point of controlling credit risk is the pre - stage, which is to evaluate the customer credit and to give the credit limit. If there is a deviation at this stage, remedial measures should be taken at the later stage and after the event, and the effect will be worse. Chongqing Dajiang group in order to reduce or avoid credit risk, set up credit management institution customers in the enterprise, the full implementation of customer credit management, to standardize enterprise credit, prevent various violations, reduce risks, enhance the customer credit concept, improve the ability to grasp the market ability and risk control. The implementation of customer credit management including customer credit information investigation, establishment of credit archives inf