企业融资研究样本 - 副本.docVIP

中小企业融资研究 摘要：中小企业是国民经济的重要增长点，是推动国民经济持续发展的一支重要力量,世界各国都十分重视中小企业的发展，一个重要原因就是中小企业在解决就业方面的重要作用。中小企业也是我国国民经济的重要组成部分，发展中小企业对于完善我国市场经济体制，实现整个社会的现代化，为国有大中型企业改革创造良好的外部环境，发挥着不可替代的作用。目前，中小企业已成为我国社会经济体系的重要组成部分，是培育新的经济增长点、吸纳众多劳动力就业的主要载体。但就其整体发展状况而言，中小企业又是社会经济中的弱势群体，在其日益发展壮大过程中，受许多因素制约，使其面临着许多困难，受制于我国当前独特的体制、机制和政策等，中小企业发展面临着许多企业自身难以克服的经济、制度以及法律等方面的矛盾和问题，其中尤为突出的是融资难的问题，资金紧张、融资问题更是首当其冲，成为人们高度关注的一个问题。因此，本文以我国为例，对我国中小企业融资加以探究。 关键词:中小企业 融资困难 结构调整 Abstract:the small and medium-sized enterprise is the national economy important point of growth, promote the sustained development of national economy and an important force, all countries in the world attach great importance to the development of small and medium-sized enterprises, an important reason is that small and medium-sized enterprises plays an important role in solving the employment.Small and medium-sized enterprises in China is an important part of the national economy, the development of small and medium enterprises to perfect our market economy system, realize the modernization of the whole society, for large and medium-sized state-owned enterprises reform to create a good external environment, plays an irreplaceable role.At present, Chinas SMEs have become an important part in social economic system, it is to breed new economic point of growth, to absorb a large number of labour force obtain employment main carrier.But in view of its whole development situation, small and medium-sized enterprises and social economy in the vulnerable groups, in the growing process, affected by many factors, so that it is facing many difficulties, subject to our country current unique system, mechanism and policy, the development of SMEs are facing many enterprises are difficult to overcome. Economic, institutional and legal aspects of the contradictions and problems, which especially prominent is financing problem, capital insecurity, financing problem is be the first to bear the brunt, become an issue of great concern.Therefore, this article t