数字货币与交易的未来.pdfVIP

Digital Currency and the Future of Transacting Katherine Stewart, Salil Gunashekar and Catriona Manville igital technology has not just changed the way that we bank account details; the growing numbers of web users facilitated communicate with one another, it has allowed new websites and services based entirely on online advertising revenue; platforms and mediums of transaction to emerge which and improved payment and messaging systems facilitated the online could fundamentally alter the nature of how we organise presence of established businesses, the growth of niche online shops D the exchange of goods and services. Early message services allowed able to access a wider market, and dedicated e-commerce giants such potential buyers and sellers to connect and arrange oline exchanges; as Amazon and eBay. At the same time, innovations in payment improved encryption methods allowed the direct communication of platforms have led to a diminishing role for physical currency, even Digital platforms and the future of non-monetary exchange The ability of digital platforms to connect people offering goods and services with potential recipients goes beyond financial exchange and commerce; recent years have also seen the emergence of new platforms for non-monetary exchange and bartering. These include platforms for voluntary donation of goods, such as Freecycle; platforms to exchange services, such as the International Community Exchange System, which connects local timebanking initiatives across the globe to allow international exchange of ser- vices; and new platforms to connect willing volunteers with organisations in need, including online or remote volunteering and micro- volunteering (such as the UN Online Volunteers site, hosted by the United Nations).