给要续交第二年保险的车友!(如何购买汽车保险)（To those who want to renew insurance for second years, how to buy auto insurance）.docVIP

给要续交第二年保险的车友!(如何购买汽车保险)（To those who want to renew insurance for second years, how to buy auto insurance） http: / / / bbs / thread-c-530-6230837-1.html 给要续交第二年保险的车友! (如何购买汽车保险) 本人购车快满一年了. 马上面临车险续保的问题, 该保什么, 不需要保什么, 搞不清楚! 一直也是很迷芒. 不知道头绪. 后来咨询朋友, 在网上查阅相关资料.有了自己的投保方案. 在网上看到一篇文章写得比较详细.起码我看明白了...推荐给大伙看看! 希望对你有用! 如何购买汽车保险: 要找正规保险公司的营业场所或得到确认的保险公司业务员办理保险, 在购买保险的过程中, 选择购买的保险的种类和数量也是关键. 首先, 第三者责任险是全国大多数省、市、自治区法定要求保的险种.车损险能为被保险车辆自身的损坏提供保障.在此基础上, 才能选择其它的附加险种, 如: 盗抢险、玻璃单独破碎险、车上责任险、车载 货物掉落责任险等等.如果能保的险种全部保齐, 那么被保险人得到的保障也最全面, 但因为是按险种及保额的不同收费, 所以保的险种越多, 所需的保险费也越多.因此, 根据车型的不同, 结合自身的需要, 选择部分需要的险种投保也是一种合理的方式. 车辆的保险金额怎麽定? The insurance amount of the car is determined according to the purchase price of the new car. The insurance amount of the vehicle damage insurance can be determined according to the value of the new car or the actual value at the time of the insurance. It may also be negotiated between the insured and the insurer, but the insured amount shall not exceed the insured value, and shall exceed the portion of the invalidity. There is a knack for insuring drivers and passengers Drivers passenger accident insurance is not required to be covered. You can choose insurance according to the actual situation: 1, if your car is basically only one person ride: that is, the driver, you can only insure one seat. The premium is 90 yuan. 2, if your car often has two or more people ride, you can 5 all insured, 50 yuan per seat, total 250 yuan; if only insured 2, 90 yuan per seat, total 180 yuan two yuan. In comparison, the 5 seats are all insured. 3, if you drive or ride your car has insured other types of personal accident insurance, there is no need to re insured driver passenger accident insurance, because repeated insurance is invalid. Third party liability insurance tens of thousands of suitable? At present, the insurance companies third party liability insurance optional 50 thousand yuan, 100 thousand yuan, 200 thousand yuan, 500 thousand yuan, 1 million yuan and other six grades