【2017年整理】存款保险条例.docxVIP

大 / Larger中 / Medium小 / Smaller存款保险条例Regulations on Deposit InsuranceEnglish version中文版发文日期：2015年02月17日有效范围：全国发文机关：国务院文号：中华人民共和国国务院令第660号时效性：现行有效生效日期：2015年05月01日所属分类：综合 ( 保险法-综合 ) ，负债业务 ( 银行法-负债业务 ) Promulgation date: 02-17-2015Effective region: NATIONALPromulgator: State CouncilDocument no: Order of the State Council of the Peoples Republic of China No.660Effectiveness: EffectiveEffective date: 05-01-2015Category: General ( Insurance Law-General ) ，Liability Business ( Banking Law-Liability Business ) 全文：Full text: 存款保险条例Regulations on Deposit Insurance中华人民共和国国务院令第660号Order of the State Council of the Peoples Republic of China No.6602015年2月17日February 17, 2015　　《存款保险条例》已经2014年10月29日国务院第67次常务会议通过，现予公布，自2015年5月1日起施行。The Regulations on Deposit Insurance adopted at the 67th executive meeting of the State Council on October 29, 2014 are hereby promulgated and shall come into force as of May 1, 2015.　　总　理 　李克强Li Keqiang, Premier　　存款保险条例Regulations on Deposit Insurance　　第一条　为了建立和规范存款保险制度，依法保护存款人的合法权益，及时防范和化解金融风险，维护金融稳定，制定本条例。Article 1 The Regulations on Deposit Insurance (hereinafter referred to as the Regulations) are formulated with a view to establishing and regulating the deposit insurance system, protecting the legitimate rights and interests of depositors according to the law, promptly preventing and defusing financial risks, and maintaining the financial stability.　　第二条　在中华人民共和国境内设立的商业银行、农村合作银行、农村信用合作社等吸收存款的银行业金融机构（以下统称投保机构），应当依照本条例的规定投保存款保险。　　投保机构在中华人民共和国境外设立的分支机构，以及外国银行在中华人民共和国境内设立的分支机构不适用前款规定。但是，中华人民共和国与其他国家或者地区之间对存款保险制度另有安排的除外。Article 2 Commercial banks, rural cooperative banks, rural credit cooperatives and other banking financial institutions absorbing deposits established within the territory of the Peoples Republic of China (hereinafter collectively referred to as the Insured Institutions) shall purchase the deposit insurance in accordance with the provisions of the Regulations.The provisions of the preceding paragraph shall not apply to the branches establ