解读储蓄实名制（Interpretation of savings real name system）.docVIP

解读储蓄实名制（Interpretation of savings real name system） Interpretation of savings real name system First, what is the real name system of savings? Since April 1, 2000, the regulations on the real name system of individual deposit accounts promulgated by the State Council have established me Real name system of savings in china. A personal savings account refers to the personal deposit business established by a citizen within the territory of the Peoples Republic of China according to law A Renminbi or foreign currency deposit account opened by a financial institution, including a current account and a fixed deposit account, A fixed deposit account, deposit account and other forms of personal savings account. Real name is the symbol The names used in the identity documents in accordance with the relevant laws, administrative regulations and relevant state regulations....... The real name system of savings is an important basis for the protection of personal assets and the improvement of social legal system. In the process of reform and opening to the outside world On the one hand, the accumulation of peoples personal wealth continues to increase, on the other hand, the wealth among social members Property relations are becoming increasingly complex, and only through moral or kinship relations to regulate private property relations have been far Insufficient. A large number of laws concerning marriage, maintenance, inheritance, donation, and the right to dominate personal wealth Practice has been pressing for property ownership to be specific to individuals. In the legal sense, the real name system of savings really does Personal assets are transparent, for personal finance, as well as the country to eliminate financial transactions in the gray and to ensure that individuals The effective payment of income tax plays an active role. At present, many countries and regions have adopted real name system in the world. In Hongkong, for example, there are two cases: 1 Called uni