征信业务相关解答(燃气)（Credit related solutions (gas)）.docVIP

征信业务相关解答(燃气)（Credit related solutions (gas)） Credit related solutions (gas) 1, what is the credit? Answer: credit information is a professional, independent third party organizations for you to establish credit files, according to the law to collect and objectively record your credit information, and according to the law to provide you with an external credit report of an activity. Credit information records your past credit practices which will affect your future economic activities. For example, when you apply for a loan to the bank, the bank can provide your credit report by credit rating agencies, to better understand your past credit, banks can easily and quickly decide whether to deal with your decision, so it is convenient for your economic activities. The more developed the economy and society, the closer the relationship between credit information and individuals. 2, why credit? A: in the past, the scope of personal economic activities was narrow and the trading methods were simple. Trust between people came from mutual understanding and interpersonal relationships in the community. Nowadays, the mobility of population has increased, and the scope of personal activities has expanded. In addition to being familiar with people who know and understand themselves, they have to deal with a lot of people who do not know each other. If you still rely on the traditional way of mutual understanding, will be very time-consuming, the result may be no trading, or the impact of their development, will be individual life level and the level of social development greatly affected. For example, you to a bank for a loan, but not the bank in a person to know you, understand you, you have to take a strong gas to the bank to prove that you can repay on time, the bank also will take great efforts to investigate whether you have the ability to repay. For a loan of tens of millions of dollars, the bank may do so cost-effective, but for a few tens of thousands or hundreds of thous