四川农村信用社培训信贷试题及答案（Sichuan rural credit cooperatives training credit examination questions and answers）.docVIP

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四川农村信用社培训信贷试题及答案（Sichuan rural credit cooperatives training credit examination questions and answers）.doc

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四川农村信用社培训信贷试题及答案（Sichuan rural credit cooperatives training credit examination questions and answers）

四川农村信用社培训信贷试题及答案（Sichuan rural credit cooperatives training credit examination questions and answers） A single choice: the correct number written in brackets, (each of 1 points, a total of 20 points) 1. the principles of credit operations are: () A. must adhere to the principle of unity of liquidity, efficiency and safety. B. must adhere to the principle of unity of efficiency, safety and liquidity. C. must adhere to the principle of unity of safety, efficiency and liquidity. D. must adhere to the principle of unity of efficiency, liquidity and safety. 2., our country rural credit cooperatives legal person customer credit rating object does not include () A. large and medium sized corporate clients, B., small business customers C. Business Corporation D. financial corporate client 3., community loans should be set up in (community) loan funds account, the community loan funds drawn out, distribution and recovery should be carried out through the account. A. lead agency B. agency C. member society 4. the agent shall execute the civil juristic act in the name of agent within the jurisdiction of the agent, and the legal consequences arising therefrom shall be borne by (the). A. agent B. is represented 5, the credit business should follow () principle: A. first credit, post rating, re-use letter B. first rating, post credit, reuse letter C, first use letter, after rating, re credit D. first use credit, post rating, and then credit 6. a new account opening enterprise with a business term of 1 years, the highest credit rating of the enterprise may be () A.AAA class B.AA, class C.A+, class D., class A 7., credit rating results and unified credit valid for the period (), personal consumption credit valid for more than (), within the period of validity can be adjusted in accordance with the dynamics of customers timely adjustment. A. a year, B. two years, C. three years, D. five years 8. loan contract expires, the borrower fails to repay the loan principal, in addition to th