无证驾驶致人伤亡保险公司该不该赔（Driving without a license cause casualties, the insurance company should not pay）.docVIP

无证驾驶致人伤亡保险公司该不该赔（Driving without a license cause casualties, the insurance company should not pay） Driving without a license cause casualties, the insurance company should not pay? Author: Zhang Yan published: 2011-06-16 14:54:04 [case] (the plaintiff Zhang Lans wife) alleged that: on July 2010, the defendant Wang drove a truck to a light agricultural town of sand field loaded sand, a town bridge road to the back, and the oncoming motorcycle driving two wheel of a blue collided, causing the death of a blue. The traffic accident handled by the public security traffic police department, finds Wang (holding C1 drivers license) full responsibility for the accident, LAN is not responsible for the accident. The defendants insurance company is the insured of the accident truck. The aspirations of the two defendants to compensate the plaintiff due to traffic accident injuries caused by medical care, lost income, funeral expenses, death compensation, dependents living expenses, mental damages solatium and other losses totaling 653315.60 yuan. The defendant Wang believes that the driving trucks have been insured to the insurance company to pay high insurance, the actual loss of the plaintiff by the defendant before the insurance company shall bear the responsibility for compensation, more or less part of the liability. Defendant insurance company argued that, because the defendant Wang driver and drivers license does not match the vehicle, because it is driving without a license, according to the strong insurance coverage of the insurance clause, the insurance company should not assume any liability. Therefore, the plaintiffs claim against the insurance company should be dismissed. [divergence] There are two points of view in this case: The first view is that, although the insured Wang Department of motor vehicle driving license, but because of the motor vehicle compulsory traffic accident liability insurance clause and motor vehicle traffic accident liability compulsory insu