小微企业如何摆脱融资困境2（Small and micro enterprises how to get rid of financing difficulties 2）.docVIP

小微企业如何摆脱融资困境2（Small and micro enterprises how to get rid of financing difficulties 2） ways to solve the financing difficulties of small and micro enterprises First, to expand financing channels for small and micro enterprises. Get rid of Small and micro businesses rely on external funds, especially the passive situation of bank credit funds, by strengthening its management, especially the financial management and business credit, make a long-term plan for the development of their own. Such as activating the stock and accounts receivable, discounting bills, leasing or selling idle assets in the enterprise, and optimizing the structure. At the same time, enterprises can also raise funds through their internal enterprises, such as raising personal deposits of employees. Employees with their personal savings into the operation of enterprises, so that employees become masters of the enterprise, one can mobilize staff enthusiasm, improve staff efficiency. Two can help companies effectively manage their employees and raise funds. On the other hand, equity financing can be used. Such as through the Shenzhen stock exchange specifically set up small and medium-sized companies to gather plates - small plates, listed. If Small and micro businesses can not meet the listing threshold, can raise funds through financial lease, such as leveraged lease leaseback or customer service, so that small and medium-sized enterprises in their own accumulation rate under the condition of low not only can also update the advanced equipment, but also can put their limited funds for other purposes, will help enterprises to improve their own the utilization of funds. At the same time, the use of financial lease financing, less restrictive conditions, the procedures are simple, so the physical assets of the poor liquidity into the strongest liquidity of cash assets, liquidity increased significantly. Developed countries such as the United States, Germany and Brazil, South Korea and other developi