公众责任保险(94版) - 英文条款.doc

公众责任保险（1994版）条款 Public Liability Insurance (1994 Version) Clause 1. Scope of cover Within the period of insurance and the scope set forth in the schedule of this insurance policy, if any third party is suffered from bodily injury or death or property loss due to accidents happened during operation of the business of the insured within its business scope, and according to law the insured shall bear the liability for economic indemnity, the insurer shall be liable for such indemnity in accordance with the following clauses. The insurer shall compensate for any legal cost paid by the insured due to the reasons mentioned above, as well as any other expenses of the insured agreed by the insurer in advance in written form. The amount of indemnity for each insured event shall be subject to the amount ought to be compensated by the insured as determined by local court or relevant governmental department according to current laws. However, in no case such amount shall exceed the indemnity limit for each insured event set forth in the schedule of this insurance policy. Within the insurance period, under the clauses of this insurance policy, the maximum indemnity liability for the abovementioned economic indemnity shall not exceed the aggregate limit of indemnity set forth in the schedule of this insurance policy. Definitions: Accident: refers to any sudden event that is unexpected and out of control of the insurer, causing property losses or bodily injury or death. 2. Exclusions The insurer shall not bear the following liabilities for indemnity: Contractual liabilities that shall be borne by the insured, except for the liability of economic indemnity that shall still be borne by the insured without the contract; Any liabilities for the bodily injury or death or property loss suffered by any person serving the insured; Any liabilities for the loss of the following properties: Properties owned by, under the custody of or controlled by the insured or its representative or em