周耀铭 投资基金管理.doc

投資基金管理 课程论文 浅析证券投资基金 日期：2013年6月10日 浅析证券投资基金 摘要 证券投资基金是一种实行组合投资、专业管理、利益共享、风险共担的集合投资方式。随着世界经济的发展，证券投资基金的规模迅速扩大，证券投资基金的作用日益明显，在稳定金融市场方面做出了不可磨灭的贡献，已经和银行、保险成为金融产业三大支柱，成为全球金融产业的一个重要标志。基金发展到今天，已经成为世界范围内的一种重要的投资渠道和理财工具，随着证券市场的发展不断发展，在全球日趋流行。但是证券投资基金在我国的发展历程很短，加之我国市场经济刚刚起步，亟待从理论和实践方面加以研究和摸索。本文通过回顾和分析我国基金行业的发展历程及现状，指出基金发展中的问题，并提出各方面的建议。 关键词：证券投资基金；金融市场 ；证券市场 Analysis of the Securities investment Fund Development issues and countermeasures ABSTRACT The securities investment fund is a way of implementing the portfolio, professional management, benefit-sharing, a collection of risk-sharing investments. With the development of world economy, the size of the securities investment fund rapid expansion of the growing role of the securities investment fund, has made ??an indelible contribution to stabilize the financial markets, have become the three pillars of the financial industry and banking, insurance, become the worlds an important indication of the financial industry. Fund the development of today, has become an important investment channels and financial instruments worldwide. With the continuous development of the development of securities markets in the world is becoming increasingly popular. But the course of development of securities investment funds in China is very short, coupled with Chinas market economy has just started, and urgent to study and explore the theory and practice. Review and analysis of the development process and the status quo of Chinas fund industry, pointed out problems in fund development, and put forward recommendations on all aspects. Keywords: Securities Investment Funds; Financial markets; Securities market 目录 一、 4 （一） 4 （二） 4 1. 集合投资 4 2. 分散风险 4 3. 专业理财 5 二、 5 （一） 证券投资基金的起源和发展历史 5 （二） 我国证券投资基金的发展历程及现状 5 （三) 我国证券投资基金存在的問題..............................................................................................6 三、 7 （一） 治理结构方面 7 1.缺乏有效的内部控制 7 2.缺乏对管理人有效的约束机制 8 3.基金持有人监督乏力 8 4.托管人监督力度不足