房地产信贷对房价的影响 proposal.docxVIP

Project Proposal Business Research Project ProposalStudent ID Number: K0161340Surname/Family Name:WenFirst Name(s): TaoProgramme of Study: Business FinanceWorking Title of Project:The mutualimpact between credit financing and high price of real estate market within Chinese government’ macro controlWhich of the following academic areas best describes your project topic (please tick)?AccountancyLeadershipE-BusinessMarketingEconomicsOrganisational BehaviourEnterprise/EntrepreneurialismStrategyFinanceOther (please give details):Human Resources / Personnel Project AimHow much relationship between High house price and mortgage loan? How efficient if the government adopt limiting mortgage loan to restrict high house price?ObjectivesTo analyse why Chinese government depend the financial agency to macro control the house price and whether it is has obvious efficiency. To analyse consumer opinions to ask their opinions about the house price and whether they have real willingness in the short or long term.To research residents’ point of view about the government’s policy and their confidence of cut house price.Rationale Due to Chinese government funding restrictions and discount sales are highly expected by residents, Chinese property developers are now experiencing their own credit crisisand individual property loans are also tightening. However, it seems that within Chinese cultural background everything gonna be changed.Real estate can be a financial carrier. Too much people utilize the simple procedure to get loan from bank and buy a series house and then sell it in higher price. Property developers control the high price of the land. This project would focus on why Chinese government is powerful restricting Chinese real estate market by using a series of macro control policy.The research would be useful to better comprehend future house price trend and helps young people to choose an adaptable opportune moment to buy the house.Theoretical Background (give a brief literatu