《关于中小企业筹资问题的探讨》.doc

我国中小企业筹资问题的研究 作者姓名： 专业名称：会 计 学 指导老师： 讲师 摘要 改革开放以来，我国中小企业迅速成长，在国民经济中发挥越来越重要的作用。数量巨大的中小企业所获得的金融资源与国有大中型企业相比少得可怜，中小企业从银行获得的贷款仅仅占全部贷款的 30左右，这其中还大部分投向了国有中小型企业。中小型企业特别是民营中小型企业为了取得发展所必须的资金支持绞尽脑汁，但仍然长期被排斥在主流资金市场之外。从近年我国中小企业的发展来看，大力发展和完善中小企业金融机构，积极拓宽中小企业的直接融资渠道，建立多层次的资本市场体系，完善中小企业信用担保机制，是解决中小企业融资难的有效途径。关键词：中小企业 融资 对策精品 Abstract Since reform and open policy our country small and medium-sizedenterprise rapid growth plays the more and more vital role in the nationaleconomy national economy. The quantity giant small and medium-sizedenterprise obtains the financial resources and the state-owned large andmiddle scale enterprises compare are much less about 30 from the bankwhich small and medium-sized enterprise which obtains the loan occupiesmerely loans completely this also majority of went to the state-owned smalland medium-sized enterprise. The small and medium-sized enterprise is theprivately operated small and medium-sized enterprise specially in order toobtain the development to have the fund.Keywords: Small and medium-sized enterprises financing problemcountermeasures.精品 目录摘要 ......................................................................................................IAbstract ............................................................................................. II目录 ................................................................................................... III前言 ..................................................................................................... 11 我国中小企业的地位和融资方式概述 ......................................... 2 1.1 我国中小企业的地位 ............................................................ 2 1.1.1 中小企业是国民经济持续发展的一支重要力量 ...... 2 1.1.2 中小企业是增加就业的基本场所 .............................. 2 1.1.3 中小企业是维护市场竞争机制的重要力量 .............. 3 1.2 我国中小企业融资方式的主要情况 .................................... 4 1.2.1 债权融资 ...................................................................... 4 1.2.2 股权出让融资 .............................................................. 4 1.