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Sample GFE with Instructions
Version 1.0 – 08/31/11
Information provided on this sample GFE is intended for instructional purposes only.
Enter primary borrower
and co-borrower(s).
Enter the current date and
time plus an additional 15
minutes. If locked, use
the lock expiration date.
Enter the date ten (10)
business days from the
date on the GFE. Do not
count the date on the GFE
as one of the ten days and
exclude Sundays and
Holidays.
Enter the interest period
on which the GFE is
based. For locked loans,
enter the actual lock
period.
Enter “10” or “N/A” if
locked.
Enter the loan amount as
shown on the security
instrument.
Enter the number of years.
Enter the initial rate
associated with the initial
payment.
Enter initial principal,
interest, and mortgage
insurance payment (do
not include tax hazard
insurance monthly escrow
amount.
Enter the maximum
payment, not the fully
indexed amortized
amount.
Enter the monthly
payment (principal,
interest, and mortgage
insurance only). This
amount must match the
payment amount in the
summary section.
Indicate whether the loan
includes an escrow
account.
Sample GFE with Instructions Page 1 of 3
Sample GFE with Instructions
Version 1.0 – 08/31/11
Information provided on this sample GFE is intended for instructional purposes only.
Enter the total of all
Broker and Lender fees.
Check only one box.
There cannot be both a
credit and a charge in the
same transaction.
Lender will check this if
there is not a mortgage
broker in the transaction
and no additional charges
or credits apply.
Enter any credit from the
Lender (or YSP).
Enter Discount Points
paid to the Lender
Enter the type of service,
not the name of the
service provider.
Enter
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