银行支行关于ⅩⅩⅩⅩ家居实业有限公司申请10000万元项目贷款的调查报告.docVIP

ⅩⅩ农村合作银行支行关于ⅩⅩⅩⅩ家居实业有限公司申请10000万元项目贷款的调查报告 声明与保证 我们对授信申请人进行了调查，遵循客观性原则完成了本报告的撰写，我们对调查报告及附表所陈述事实和数据的真实性承担责任。 申报单位： ⅩⅩ农村合作银行ⅩⅩ支行 调 查 人： A角：ⅩⅩ B角：　 调查日期： 　 目 录 调查人申明·····················································1 第一章 借款申请人基本情况调查··································3 一、借款申请人的基本情况·····································3 二、借款申请人财务状况分析···································8 三、借款申请人经营情况·······································11 第二章 项目建设概况············································13 一、项目建设必要性···········································13 二、项目基本情况·············································15 三、项目建设合法性···········································15 四、项目建设条件评价·········································16 五、工艺技术条件评价·········································16 六、环境保护·················································16 七、项目进展情况·············································17 第三章 项目市场分析···········································18 一、供求分析·················································21 二、产品竞争力分析···········································23 第四章 投资估算和筹资评估·····································24 一、项目总投资···············································24 二、项目资金来源·············································25 第五章 项目财务评估···········································26 一、项目评估取值依据·········································26 二、项目财务指标·············································29 三、不确定性分析·············································30 第六章 项目贷款担保分析·······································30 一、抵押担保·················································30 二、其他担保·················································30 第七章 风险与收益分析··········································34 一、银行收益分析·············································34 二、主要风险·················································34 三、风险控制方案·············································35 第八章 调查结论················································36 第一章 借款申请人基