退休后展望：关于退休个人正式终老计划的模式和预测[外文翻译].docVIP

本科毕业设计（论文） 外 文 翻 译 原文： Looking Beyond Retirement: Patterns and Predictors of Formal End-of-Life Planning Among Retirement Age Individuals Abstract： this study uses the 2004 wave of the Wisconsin Longitudinal Study to examine the patterns and predictors of formal End-of-Life (EOL) planning strategies among retirement age individuals and whether EOL health and financial planning are highly correlated planning behaviors. Using logistic regressions and multinomial logistic regressions, findings show that EOL health plans appear to be done in combination with financial plans. Females, higher educated persons, and those with higher net worth are more likely to have integrated EOL plans containing both EOL health and EOL financial plans. It is suggested that policy makers, health and financial professionals, and educators concerned about the consequences of the absence of EOL health plans should facilitate the joint planning with finances, especially among those at higher risk of not having such plans (e.g., males, less educated persons, and those who have little net worth). Keywords：Advance directives；Decision making；End-of-Life；Health and financial planning behavior；Retirement Introduction The nature and causes of death have shifted over the past century. The leading causes of death are now chronic diseases, or ongoing conditions for which there is no cure (Rosenberg et al.1996). New medical technologies prolong lives of the sick and dying, but the prolonged process often has serious psychological, physical, and financial consequences not only for the patients but also for the family (Brock and Foley 1998; Field and Cassel 1997). For the dying patients, the final stage of life may be marked by physical pain, disability, isolation from one’s family and community, and lack of patient autonomy. Meanwhile, the dying process has critical impacts on the family members, who may suffer physical and psychological strains from caregiving activities, and the depletion of economi