[管理学]论中小外贸企业信用管理.docVIP

摘 要 信用管理是企业的生命力。在经济全球化的今天，国际贸易环境的复杂多变，各种交易风险的存在都严重威胁着外贸企业的生存与发展。我国加入世贸组织后，外资企业纷纷入驻，对于我国中小型外贸企业，无论从管理体制方面还是从资金实力上来讲都无法与之相抗衡，因此面临着前所未有的挑战。中小型外贸企业为了能在日益竞争激烈的国际商品市场上争得一席之地，必须加快建立起适合企业自身的信用管理体制。 本文通过对信用管理知识的简单介绍，从中小型外贸企业的特点入手，阐述了我国中小型外贸企业加强信用管理的紧迫性和重要性。分析了目前我国中小型外贸企业信用管理中存在的诸如没有做好客户信息管理，没有制定合理的赊销信用政策，不注重应收账款的管理、赊销风险的防范和转移等一系列的问题。并从整个社会的信用管理环境、我国的立法方面和外贸企业自身缺乏信用管理意识、没有一个完整的信用管理体制、缺乏专门人才等方面分析，从宏观和微观两个方面来揭示了产生这一系列问题的原因，提出了改善我国中小型外贸企业信用管理的几点建议。 关键词: 外贸 外贸企业 信用 信用管理 ABSTRACT Discuss the credit management of our country middle and small foreign trade enterprises Credit management is the vitality of enterprises. Due to economic globalization, the ever-changing international trade environment and the existence of various trade risks have threatened the existence and development of foreign trade enterprises severely. Especially in current times when we have entered into WTO and gradual coming of foreign enterprises, our middle and small foreign trade enterprises can’t content with foreign enterprises in both management system and capital strength, so they will face an unprecedented challenge. Middle and small foreign trade enterprises have to speed up to establish their own credit management system in order to win their places in the more and more fierce international market. Through a simple introduction of credit management, and beginning from the features of middle and small foreign trade enterprises, the thesis elaborates the imminence and significance for middle and small foreign trade enterprises to strengthen credit management. It analyzes several problems at present existing in middle and small foreign trade enterprises such as have not managed customers information well, have not made rational selling the policy on credit, do not pay attention to the management of the account receivable and the precaution and transformation of the risk of sell on credit, etc. And analyze from the credit management environment of the whole society, the legislation of our country an