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公共政策more
Chinese pension system currently consists of two levels.
Firstly, the basic pension insurance coverage from state-owned enterprises and urban collective enterprises, and expand to other forms of ownership enterprise workers, to benefit 12% of the population of China.
Secondly, the supplementary pension insurance and gradually grow and develop from scratch.
However, there’re some situations in our country, such as dispersed system, heavy burden, somewhat low level as well as narrow range.
The existing problems of pension system in our country:
1. The diversity of the pension system between urban and rural area
As the countrys Social Security system, each citizen enjoys the protection of the social security system. However, our current Social Security system is based on the main cities, then urban and rural implement different old-age security system 。 In the cities, government, enterprises and individuals are commonly responsible for the workers pension system. While in rural areas, there’s not still a completed pension system. Government has just introduced a number of policies, but not the specific implementation. Therefore, the pension system in rural is primarily undertook by family, assisted by the collective.
2. Rural pension system is far from meeting the farmers endowment demand
From the perspectives of the countrywide, except for a few more developed rural, the rural pension system in most regions is still not well established. Plan itself there exist many shortcomings so as to restrict the smooth development of the rural pension system
(1) the coverage is narrow and the security level is low
(2) Don’t perform social security , the government and the collective dont fulfill the responsibility
(3) the low management level and the big risk
3. The urban pension system is facing enormous pressure
(1) the Chinese will face population ageing and population of overmuch dual pressures
(2) the pension payment standard facing upward pressure
Since the re
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