银监会面试真题 银监会面试题目.doc

银监会面试真题 银监会面试题目 导读：就爱阅读网友为您分享以下“银监会面试题目”资讯，希望对您有所帮助，感谢您对92的支持! 1. 中国银行业监督管理委员会简称银监会。根据授权，统一监督管理银行、金融资产管理公司、信托投资公司以及其它存款类金融机构，维护银行业的合法、稳健运行。 the CBRC is short for the China Banking Regulatory Commission . Conduct supervision of the banks， financial asset management companies, investment companies and other deposit-taking financial institutions，Maintaining the stability and legitimate operation of the banking institutions . 2. 银监局的职能The main functions of the CBRC Answer：1、Formulate supervisory rules and regulations governing the banking institutions。 2、Authorize the establishment, changes, termination and business scope of the banking institutions。 3、Conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; 4、Conduct fit-and-proper tests on the senior managerial personnel of the banking institutions 5、Provide proposals on the resolution of problem deposit-taking institutions in consultation with relevant regulatory authorities 6、Responsible for the administration of the supervisory boards of the major State-owned banking institutions; and Other functions delegated by the State Council; 3. The supervisory focuses of the CBRC （1）Conduct consolidated supervision to assess, monitor and mitigate the overall risks of each banking institution as a legal entity; （2）stay focused on risk-based supervision and improvement of supervisory process and methods; （3）Urge banks to put in place and maintain a system of internal controls: （4）enhance supervisory transparency in line with international standards and practices。 4. The regulatory objectives of the CBRC a. Protect the interests of depositors and consumers through prudential and effective supervision; b. Maintain market confidence through prudential and effective supervision; c. Enhance public knowledge of modern finance though customer education and information disclosure; d. Combat financial crimes. 5. The supervisory and reg