金融英语 12Bond Basics [武汉理工].pptVIP

Treasury notes: These are issued for the intermediate term, such as 2 years up to 10 years. Expect to earn a little higher interest rate than what you could get from a T-bill. Interest is paid every six months. Earnings are exempt from local and state income taxes but must be reported on your federal tax return. You can sell your Treasury note before it matures, if you wish. Treasury bonds: These are issued for the long-term, generally from 10 years to 30 years. Expect to earn a higher interest rate than what you could get from a T-note. Interest is paid every six months. Earnings are exempt from local and state income taxes but must be reported on your federal tax return. You can sell your Treasury bond before it matures, if you wish. Text ☆ Savings Bonds Savings bonds are government bonds designed especially for individual investors. As such, they can generally only be redeemed by their original owner, except in limited circumstances. Text ● THE ISSUERS A key feature of a bond is the nature of the issuer. Bonds can be issued by either governments or corporations. Before its issuance, the bond usually had to go through specialized companies for assessment of the issuer’s credit standing. Such companies, like StandardPoor Corp. and Moody’s Investment Service Corp., are mostly located in international security centers. The state of an issuer’s credit standing will be listed according to its rating, with the best as 3A and the worst as C or D. issuers, with creditworthy grades, will enjoy favor in deciding the bond interest rate. Text Text : Language Points I.O.U. I owe you To the Finance office of the University I. O. U five thousand yuan only.? 今借到院财务处人民币五千元整。 Text : Language Points in return for 作为...的报答 someone who earn wages in return for their labor.? 用工作来换取工资的人。 action taken in return for an injury or offense.? 偿还伤害或攻击的行为。 An answer or response in return for something done.? 答谢，致谢为回报已做事情的答复或回