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双语美文:为什么你存不下钱?Don’t save what is left after spending. But spend what is left after savings.不要把花剩下的钱拿来存,而是把存剩下的钱拿来花。Wanting to save money is not enough. Anyway, there are a lot of things which didn’t come true although you wanted them to.想存钱是远远不够的,毕竟你希望发生的事情并不一定就能发生。Saving is a?technique?. It’s simple. It’s just not easy.存钱是一门技术,这门技术很简单,只是不容易实现。If you only come to think about saving after you spend, there is no chance for you to accumulate a considerable fortune, because spending is always irrational.如果你总是在消费之后才想着应该存钱,那你肯定存不下钱,因为任何消费都是非理性的。The way that works is to make plans in advance.真正可行的方法,是事先计划好自己的消费方式。Would it be too much to use 40% of my income to rent an apartment?每个月用收入的40%租房子会不会太多?Is it really enough to save just 20% every month?每个月只存收入的20%会不会太少?Only by making it clear how much you want to save can you come to know how much you can actually spend.你只有先计划好要存多少钱,才能知道自己实际上可以花多少钱双语美文:巴菲特最睿智的一句话Warren Buffett is the current richest?investor?in the world. And he ranks No.2 among the world’s billionaires.沃伦巴菲特是目前世界上最有钱的投资人,也是全球第2富有的富翁。But, compared to his money, it’s those famous quotes of his that attract the public’s attention.不过,与他的钱相比,他的名言往往才是大众关注的重点。Though most people now see his words as jokes or anti chicken soup for the souls.虽然现在很多人都把他的话当做笑谈,或者是毒鸡汤。But I find his words really inspiring.但我觉得,他说过的很多话真的很有道理。And the one sentence which impressed me the most is the following:而让我印象最深的一句就是这句:Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people into trouble in investing.如果你的智商平平,那你需要的就是控制那些让一般人投资失败的欲望。The No. 1 reason why most people fail to save is failing in controlling their desire.大部分人存钱失败的根本原因,就是控制不了自己的欲望。Desire makes you irrational.欲望让人变得不理性。And that’s exactly who I was.而这就是从前的我。Did I really need to drink a 30 RMB coffee just for several minutes’ worth of vibe?我真的需要为了那几分钟的气氛而去花30块喝一杯咖啡吗?Did I really need all those new garments every month?我真的需要每个月买这么多新衣服吗?What did they bring me?它们最终给我带来了什么?They only
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