我国商品房按揭贷款法律问题刍议.docVIP

我国商品房按揭贷款法律问题刍议 22???P2?M 2005??3?o ???????g?6??????(?[?g??????) JournalofAnhuiUniversityofTechnology(SocialSciences) Vol.22.No.2 Marchp02005 ?i???????]?u???H?[???????????? ?????w (???????g?6???????????a??????????243002) ????:?????i???0?k???????????a???]?,???h?????i?6?2?tp0???i???K?????????????a?????b?????u???????? ?6???d?4?a?d?????u?????????J???????-???????P????p0 ???m??:?????];?u??;???? ?b???)????:D922.282???m?J???2:A?????t??:1671-9247(2005)02-0010-02 OntheLegalProblemsinMortgageinPurchasingCommercialApartment WANGZhu-?? (schoolofArtsamp;ofLaw,AHUT,Ma’anshan243002,Anhui,China) Abstract:Withthedevelopmentofmark-basedeconomy,thesystemofhousinggraduallybecomescommercial.But stucktodefinitionoftherightandlaw,agreatchangeshavemadeinmortgageinpractice,reformingthebasicfeaturesin shiftingthetargetinmortgage. Keywords:cormmercialapartment;mortgage;mortgage ??p2?i???u???H?[?????P???? ?????i?????]?,???d?????l?????t?a???-?)?]?? ?????a???]?)???,???h?????i?6?2?t?a???r?C???]?p?? ?2?g?6?[???????p?a?u?????L?C?????u???????7?6?? ????p0???i???K???????????B???a?????b?a?????u?? (mortgage)???????6???d?4?a?d?????u?????????J???? ???-???????P?????a?????f?????????????l?%???ap0 ?i???6???p?k???J?????]?u???H?[?C?J?H?[???i?M?[ ?????[???7???b?????7???g???]???H?[?a?H?[???7?? ?[?????H?[???a?M?[?????????????????????????M?b ?]?[?a???????b???]???????a?7???b???]?]?p???????O ?????e???????]?????????????a?W?m?]?????????1?D ???????a?????????b???????????H?[???Ap0?f?????? ?r???u???????a?b???6?????u???u???n???O????: ?????u?????a???l?????????u?????;?????-???L ?C???u????????p0???????????C?)???-?????????H?[ ???????a???-?????(??:?M???????b?]???o?ap2???M?? ?[?????t?,??p2???????????f????p2?????????P?a???] ?????u??????p2?]???????????-???????????P?a???7?? ?????b?????????k?????P????????p0?????????????? ?????l?A???????u?????????a???k?]?????u???????f ????p2???’???u?????’?l?a?a?????C?????????a?C?7?? ?-???????]?????u???f?a?p?]?????)?????????f???? ?????f???????]?????u???u???????f?a???P???????u ???f???7p0???????????]?p???