XX银行对公中间业务经营现状和发展模式的实证分析-工商管理专业论文.docxVIP

要素和特征。通过对 XX 银行基本情况的介绍，对其核心竞争力进行了 分析，提出发展中间业务是提升 XX 银行核心竞争力重要策略。论述中 以商业银行中间业务的一般理论为基础，包括业务的基本概念、分类以 及特点等，同时阐述了发展中间业务能够给提升银行核心竞争力带来的 作用。 然后，通过对 XX 银行对公中间业务经营模式的分析，分别对其公 司业务组织架构、管理模式、收费模式、会计核算模式及激励机制进行 了介绍，提出其对 XX 银行对公中间业务发展的作用。并且分析了现有 机制存在的问题，提出了改进的设想。 最后，通过对 XX 银行对公中间业务现有核心竞争力的分析，指出 适度调整公司业务经营战略、继续推动产品为核心的营销模式以及加强 合规经营，建立完善的风险管理体系是提升 XX 银行对公中间业务发展 核心竞争力的有效手段。 关键词： 核心竞争力，对公中间业务，经营模式，驱动因素，产品创 新，风险管理 THE RESEARCH OF OPERATION AND DEVELOPMENT STRADEGY OF XX BANK’S CORPORATION INTERMEDIARY BUSINESS ABSTRACT The current international economic and financial situation is showing ups and downs and the domestic economy has experienced unprecedented adjustment, so domestic and foreign banking competition is increasing. How to maintain its core competencies in the fierce competition has become the focus of development strategy for the banks. Single-reliance on traditional deposit and loan business has been unable to cope with the increasingly fierce market challenges, so the focus of banking business turns from the traditional deposit, lending business to intermediary business. Therefore, in order to seek survival and development, commercial banks are required to speed up the intermediary business development, which is an important measure to enhance the core competitiveness of banks. In this paper, XX bank is the research object and the research concludes that the development of intermediary business is the most effective strategy to enhance its core competitiveness. The public and business development as well as related operational data since its foundation in 2006 until the middle of 2009 were analyzed, and XX Bank business developments among the public status of the deficiencies were described. Also basing on the analysis of existing core business competitiveness, it is concluded that the development of intermediary business is a better proposal to enhance the core competitiveness. This paper begins by describing the selection of the background and purpose of