重庆市民间借贷中介机构政府监管问题及对策分析-analysis on government supervision problems and countermeasures of private lending intermediaries in chongqing.docxVIP

重庆大学硕士学位论文英文摘要 重庆大学硕士学位论文 英文摘要 PAGE PAGE IV ABSTRACT With the rapid progress of economy and society, the folk lending in the development of our country is very active, but also has been criticized, is still in the vacuum of supervision, there exist great controversy. On the one hand, it is a necessary part of the financial system in our country the implementation of market-oriented reforms, to ease the financing difficulties of enterprises has also played a certain positive role, but on the other hand, the disorderly development of it has also brought many negative effects not good for society, not only directly interfere with the normal financial order, but also cause the bad influence to the social stability and peoples life. This requires our country to introduce policies and measures to regulate the private lending as soon as possible, to play its unique advantages, make contribution to the further development of economy and finance of our country. In recent years, Chongqing City, a large number of the emergence of private lending intermediaries exist in corporate form, this kind of mechanism is the main carrier of the development of private lending scale at present, the non-standard business and illegal operation has been to the local financial market disturbances, and even affect social stability, therefore, the parties to appeal to the government on the regulation mechanism of folk intermediary lending, private lending agency through the standardized operation so as to effectively play the unique financial supplement effects of folk loan. But the city of Chongqing as the western inland city, the development of the financial environment and mature coastal relatively slow pace, the policy lag, it can be said that Chongqing City Hall in private lending regulatory system is missing. Then, in-depth study of the problem of Chongqing city government regulation of private lending agency, which has practical significance for intermediary business behavior of folk