【毕业论文】劳动与社会保障专业--新型农村社会养老保险制度.docVIP

济南大学毕业论文 1 - 济南大学毕业论文 目 录 摘要1 ABSTRACT2 前言3 （一）问题的提出4 （二）研究方法5 1.文献研究法5 2.访谈法5 （三）调查对象基本情况6 一、西部农村新农保参保意愿的体现7 （一）参保态度由被动向主动转变 7 （二）多数村民选择低额参保 7 二、影响因素的分析9 （一）养老金的预期收益9 （二）对政策的信任程度10 （三）养老金保值增值的问题10 （四）养老风险意识因素10 （五）心理因素11 （六）新的户籍改革方案11 结论12 参考文献14 致谢15  摘 要 位于西部地区的青海省有着独特的经济地理人文环境，也有着西部地区共同的特点。新型农村社会养老保险在青海省农村的实施中所涉及的问题在整个西部具有一定的代表性。本文所要研究的是村民在新型农村社会养老保险中参保意愿的影响因素，它体现着村民对这项制度的认可，并影响着参保积极性、满意度各方面，继而影响到新农保的覆盖率、实施效果及农村的进步发展。本研究将影响参保意愿的影响因素主要概括为以下几点：预期收益；政策的信任程度；养老金保值增值问题；养老风险意识；心理因素及新的户籍改革方案的影响。在众多的影响因素中，预期收益和对政策的信任程度，对人们参保意愿的影响较为显著。本文也希望通过对新型农村社会养老保险的制度建构与实践策略的反思，对建立城镇养老保险提供一些借鉴。 关键词：社会保障；新型农村养老保险；参保意愿；影响因素  ABSTRACT In this paper,we can find, Qinghai Province locates western region in China, it has a unique economic geography humanities environment, also has a western area characteristic in common. Implementation issues of New rural social pension insurance in Qinghai province rural have some representative in the entire Western. This study is researching the insured factors influencing willingness in the New rural social pension insurance , it reflects the villagers’ recognition on the system, and impacts the insured enthusiasm, satisfaction, then affects the New rural social pension insurance coverage、the implementation effect and the rural development. In this study ,the insured factors influencing willingness mainly summarized as follows : expected return; the degree of trust in the pension policy; value; nursing risk awareness; psychological factors and the impact of the new household registration reform programme. In the numerous factors, the expected return and the policy level of trust have significant effect. Through to reflect the new rural social pension insurance system construction and practical strategies .this paper also hopes to provide some reference to establish urban pension insurance. Key words：social security ;New Rural Socia