扶持小微企业发展的金融政策初探.docVIP

郑州大学西亚斯国际学院 本科毕北论丈 题 目扶持小微企业发展的金融政策初探 指导教师 周福顺 职称 教授 学生姓名 孟涵嫣 学号 20101814703 专 业 国际金融 班级 FH7班 院（系 国际教育学院 完成时间 2014年4月 扶持小微企业发展的金融政策初探 摘 要 近年来随着改革开放的不断深入，市场经济制度的不断完善，我国的中小企 业迅速增多，一方面作为我W经济发展的基石，推动了产品技术创新并扩大了对 外贸易：另一方而，中小企业作为吸收就业的主体，缓解了我国的就业压力，极 大的维护丫社会稳定。但在屮小企业迅速发展的同时，屮小企业融资困境也一直 存在，成为阻碍中小企业发展的主因。自金融危机后，我国中小企业面临着银根 收紧，成木提高一系列困难，中小企业转型成为必然。国家也出台了一系列金融 政策扶持中小企业发展，但其融资困境依然严重。 建立在众多中小企业金融扶持问题研允和分析的基础上，本文着重介绍了扶 持屮小企业的相关政策与建议措施。本文国内外相关的金融政策研究背景切入， 介绍了中小企业金融政策的发展过程，最后提出了完善我国中小企业金融政策的 建议。 关键词 中小企业/金融政策体系/政府干预 PRELIMINARY SUPPORT FOR SMALL AND MICRO ENTERPRISE DEVELOPMENT AND FINANCIAL POLICIES ABSTRACT In recent years，along with the deepening of reform and opening up，constantly improve，China’s SME market economic system has increased rapidly, on the one hand as the cornerstone of China’s economic development，promote technological innovation and expanded foreign trade; hand, SMEs as the body to absorb employment，alleviate employment pressure，greatly maintain social stability. However，with the rapid development of SMEs, SME financing difficulties have always existed, the main reason that hinders the development of SMEs. Since the financial crisis，China’s SMEs face a monetary tightening, raising the cost of a series of difficulties，SMEs transformation inevitable. Countries have also introduced a series of financial policies to support SME development，but it’s still a serious financing difficulties. Based on the financial problems of many small and medium enterprises to support research and analysis, this paper focuses on the policies and proposed measures to support SMEs. Monetary policy -related research background of this cut and abroad，introduces the development of SMEs and financial policies，and finally put forward a comprehensive proposal of SME financial policies. KEY WORDS SME / financial policy system / government intervention 中文 英文 TOC \o 1-5 \h \z HYPERLINK \l bookmark5 \o Current Document \h 1导论 1 HYPERLINK \l bookmark6 \o Current Document \h 1.1选题背景及研究意 1 HYPE