当前形势下中小企业融资难的原因分析与策略.docVIP

当前形势下中小企业融资难的原因分析与策略 ［ ］屮小企业存在的合理性和在经济屮的重要作用，决定了必须重视屮小 企业的生存与发展。由于中小企业自身的特点，即规模小，可控资源更为稀缺， 又往往处于快速发展阶段，需要大量的资金的投入。因此，中小企业的生存与发 展，融资是其关键因素之一，然而目前中小企业融资的状况并不十分理想，如何 结合屮小企业的特点快速融资木文主要研究的问题。 ［关键字］中小企业融资转型解决新路径 The reason analysis and strategy of financing of small and medium-sizedenterprises under current situation difficult [Abstract] Small and medium-sized enterprises the rationality of the existence and the important role in the economy, determines the must pay attention to the survival and development of it. Because of the characteristic of the small and medium-sized enterprise itself，that is, small and controllable resources more scarce, and often in a stage of rapid development, need a lot of money Therefore，the existence and development of small and medium-sized enterprises, financing is one of the key factors, however, the status of the small and medium-sized enterprise financing is not very ideal, how to combine the characteristics of small and medium-sized enterprises financing in this paper, we study the problem of quickly. [Key word] Small and medium-sized enterprises Financing Transition New way tosolve 目录 TOC \o 1-5 \h \z 弓 I W 1 HYPERLINK \l bookmark3 \o Current Document \h 一、 中小企业融资现状 1 HYPERLINK \l bookmark4 \o Current Document \h （一） 目前而言，我岡的中小企业资金来源主耍宥以K几种 2 HYPERLINK \l bookmark5 \o Current Document \h （二） 从银行贷款的难度较大 2 HYPERLINK \l bookmark6 \o Current Document \h 二、 我国屮小企业融资W难及原因分析 3 HYPERLINK \l bookmark7 \o Current Document \h （-）中小企业信贷成本效益低 3 HYPERLINK \l bookmark8 \o Current Document \h （二） 规模扩张令中小企业资金紧张 3 HYPERLINK \l bookmark9 \o Current Document \h （三） 中小企业还面临融资贵的问题 3 HYPERLINK \l bookmark10 \o Current Document \h （四） 传统中小企业已陷入转型困境 4 HYPERLINK \l bookmark11 \o Current Document \h （五） 屮小企业被逼“饮鸩止渴” 4 HYPERLINK \l bookmark12 \o Current Document \h 三、 W会之后中小企业如何融资 5 HYPERLINK \l bookmark13 \o Current Document \h （一） 借鉴发达W家经验 5 HYPERLINK \l bookmark14 \o Current Document \h （二） 发歴完善金融体系 6 HYPERLINK \l bookmark15 \o Current Documen