电大浅谈企业融资.docVIP

湖南广播电视大学 开放教育、成人教育专科毕业作业 题目： 浅谈企业融资 学 号： 姓 名： 分 校： 教学点：张家界广播电视大学 指导教师， 湖南广播电视大学教务处制 内容 屮小型企业是我国乃至世界国K经济屮的重要组成，屮小企业的发展对于完善市场经济体制，实现社会 现代化，为国有企业改革创造良好的外部环境，发挥着重要作用。n前，中小企业己成为我国社会经济体系 的重要组成部分，是吸纳众多劳动力就业、培育新的经济增k点的主要载体。已成为拉动国k经济的新的增 长点，是推动我国经济景气上行的主要动力之一。俏就其整体发展状况而言，中小企业乂是社会经济中的弱 势群体，在其H益发展壮大过程屮，受许多因素制约，使其面临着许多困难，受制干我国当前独特的体制、 机制和政策等，屮小企业发展血临着许多企业lb身难以克服的经济、制度以及法律等方血的矛盾和M题。 屮，其屮尤为突出的是融资难的M题，资金紧张、融资M题更是首当其冲，成为人们高度关注的一个14题。 融资得不到解决，势必严重影响国比经济以及国K生活，鉴于此，如何找到-?条能够长期，稳定，髙效的面 昀屮小企业的融资之道，是我国乃至世界各国共同的H标，也是金融界力求破解的一?道难题。木文通过整理 和总结中外巾小企、Ik融资经验教训的基础上，就如何解决中小企业融资难提出应对之策。 关键词：中小企融资难 Content The Small and medium enterprises of our country and even the world is an important component of national economy，the development of small and medium-sized enterprises to perfect the market economic system，realizing the social modernization，for the reform of state-owned enterprises，and create a good external environment, plays an important role. At present, the small and medium-sized enterprise has become Chinas social and economic system is an important part of attracting labor employment，cultivating new economic growth point of the main carrier. Boosting the national economy has become the new growth point of, is promoting Chinas economic boom of the main force of the upward. But the overall development situation is concerned, small and medium-sized enterprise is social vulnerable groups in economy，in its increasingly development and expansion process，restricted by many factors, make its faces many difficulties，subject to our current unique system, mechanism and policy，small and medium-sized enterprise development is faced with many enterprise itself difficult to overcome economy, system and law of contradictions and problems. Among them，including especially financing difficult question, funds，financing problems is first, become people highly concerned a problem. Financing are resolved, certainly will seriously affect the national economy and national life，in view of this, how to find a wa