供应链金融的风险度量与管理-金融学专业论文.docx

摘 要 在全球化大背景下，由于信息技术和运输技术的高速发展，越来越多的企业 选择将生产、流通和销售中的低附加值环节外包给外部中小企业，“纵向一体化” 的产业模式逐渐被“链式专业化”的供应链模式所替代。因此供应链金融，这一 以核心企业为中心、上下游供应链成员企业为发散点的全新业务模式应运而生， 各大银行纷纷将其纳入自己的战略规划体系，将其作为新的业务增长点。2006 年，深圳发展银行供应链金融平台正式上线。随后，四大行和其他股份制银行如 兴业、华夏银行都纷纷加入供应链金融的大军。然而，企业网链式的集群结构， 加上中小企业固有的风险管理难度大、成本高等特点，使得供应链金融的风险度 量与管理的难度大大增加。在此背景下，对商业银行供应链金融的风险度量和管 理进行研究，具有现实意义。 关键词：供应链金融，产品分类，模糊层次分析法，风险管理 Abstract In the context of globalization, due to the rapid development of modern information technology and transportation technology, more and more enterprises choose to outsource some low value-added links in production, distribution and sales to external small enterprises, and the industry pattern of “vertical integration” is gradually replaced by chain specialization. Therefore, supply chain finance, the new business mode with core enterprise as the center, upstream and downstream members as divergent points emerged. Banks are incorporating it into their own strategic planning system, regarding it as a new business growth point. In 2006, Shenzhen Development Bank launched its supply chain finance platform. Subsequently, the big four Banks and other joint-stock Banks such as Huaxia, Xingye Bank joined the army of supply chain finance. However, cluster structure like the network chain, combined with characteristics like high cost in risk management for small enterprises, increases the difficulty of risk measurement and management in supply chain finance. Under this background, there is practical significance in research in risk measurement and management in supply chain finance. Keywords：Supply Chain Finance，Product Categories, Fuzzy Analytic Hierarchy process(FAHP)，Risk Management 目录 HYPERLINK \l _bookmark0 第 1 章 引言 1 HYPERLINK \l _bookmark1 1.1 研究背景1 HYPERLINK \l _bookmark2 1.2 研究目的与意义2 HYPERLINK \l _bookmark3 1.3 文献综述3 HYPERLINK \l _bookmark4 1.3.1 国外研究现状 3 HYPERLINK \l _bookmark5 1.3.2 国内研究现状 5 HYPERLINK \l _bookmark6 1.3.3 小结 7 HYPERLINK \l _bookmark7 第 2 章 供应链金融的产品分类 8 HYPERLINK \l _b