金融服务业对小微企业融资的影响问题研究.docVIP

题目：金融服务业对小微企业融资的影响问题研究 2013年10月22日 金融服务业对小微企业融资的影响问题研究 ［ ］近年来，我国小微企业发展迅速，并在经济社会发展屮发挥大企业无法替代的特 殊的战略作用。小企业作为活跃市场的基木力量，容纳了社会上大多数的就业人员，在促进 经济增及解决就业和再就业过程中，占有重要地位。然而，小微企业融资难问题却严重影 响了我W小微企业的生存与发展，资金短缺已经成为小微企业，特别是处丁?成长期的小微企 业发展的主要瓶颈，因此，解决小微企业的融资难问题已成为调整经济结构、促进经济良性 健康发展的主要闷题。本文通过对我国小微企业融资现状的分析和研究，挖掘小微企业融资 难的原冈并就金融服务业方面提出一些可行性对策和建议。 ［关键字］小微企业金融服务业融资难解决方法 Financia services for small and micro study of the impact of corporate finance [Abstract] In recent years, Chinas rapid development of small and micro businesses, large enterprises and play a strategic role irreplaceable special in the economic and social development. Small business market as the basic active forces, society to accommodate the majority of workers, in promoting economic growth and address the employment and re-employment process, occupies an important position. However, small and micro businesses financing difficult problem has seriously affected our country small micro enterprise’s survival and development, the shortage of funds has become the small and micro businesses, especially in the growth stage of the small micro enterprise development bottleneck, therefore, solving the difficult problem of small and micro businesses financing has become the main problem of the adjustment of economic structure, promote economic the benign and healthy development of the. In this paper, through the analysis and research of small micro enterprise financing in our country, mining causes of the financing difficulties of small and micro businesses and puts forward some feasible countermeasures and suggestions on the financial services industry. [Key word] Small and micro businesses financial services industry financing solutions 弓I 弓I W TOC \o 1-5 \h \z 一＞小微企业概述 1 HYPERLINK \l bookmark5 \o Current Document \h 二、 我W小微企业融资现状分析 2 HYPERLINK \l bookmark4 \o Current Document \h （一） 我鬧小微企业融资现状 2 （二） 我国小微企业融资难的原因 4 三、 完善金融服务应对小微企业融资问题 7 （一） 完善金融工具 7 HYPERLINK \l bookmark16 \o Current Document \h （二） 加快金融创新 8 HYPERLINK \l bo