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Chapter Nine Insurance Different Insurance Clauses Different ways of expressing the insured amount Three basic Risks Other Additional Risks Insurance Policy/ Certificate Open Policy Coverage Specimen Letter 1 Language Points Language Points insurer 保险人；保险商 insurance company 保险公司 underwriter 保险商 the insured 被保险人；投保人 insurant 保险人；投保人 assured 被保险人；投保人 applicant 投保申请人 proposer 投保申请人 proposal form 投保申请单 L