基于b2c供应链金融的中小企业信用风险评价-技术经济及管理专业论文.docxVIP

Abst Abst ract In recent years，with the rapid development of Internet fmancial，a growing number of e-conanerce platform IS appearing，represented by B2C electrical contractor of Internet financial have surged a revolution．But due to the limitation of calpital．this field of development encountered many bottlenecks，and supply chain finance is the commercial Banks to provide financing to small and medium-sized enterprises credit is a kind of new channels and business areas．As a result of the commercial Banks lack of e妇融ctive credit risk evaluation method to B2C supply chain financial environment of small and medium-sized enterprises，SO the Banks causes a”subprime”psychological．In this context． this paper combined supply chain fmance and B2C e-corrmerce in order to bring new ideas for the bank’S business development，hope for commercial Banks to provide feasible credit risk evaluation method，which provide financing servic es to small and medium．sized enterprises in the supply chain to solve the financing difficult problem，SO as to improve the overall competitiveness of the supply chain．Article according to the definition of B2C supply chain finance，this paper based on B2C scope of small and medium．sized enterprises of supply chain finance mode，define the concept of credit risk and analyzes the B2C supply chain financial of small and medium-sized enterprises have characteristics different from general small and medium．sized enterprises，and discuss the analysl‘s of the atticle research B2C supply chain fmance under the practical significance of the small and medium-sized enterprise credit risk． On the basis of previous studie s，this paper respectively introduces several traditional financing modes for small and medium-sized enterprise，and analyzes existing problems and their causes in them，this paper also puts forward flaree kinds of supply chain based B2C firmncial mode for small and medium．sized enterprise financing，fmancing mode，the electronic warehouse financing