理财文化——中财富观的不同.docVIP

理财文化——中美财富观的不同 　　　Abstract: I always ask myself “why is the economy condition in different countries different?” It is a question hard to answer. However, there is no doubt that the difference of the attitudes towards money among different countries contributes a lot to that. In this paper, I want to compare the Chinese and American attitudes which may be typical. 　　 　　Chinese people’s attitudes towards money 　　Making more money has become an important part in people’s life. And doing business also becomes a desire for many Chinese young men. There exists an old saying goes “Money makes the mare go”, which shows how necessary money is to Chinese people. Here come some points. 　　 　　Be cautious when doing business 　　Chinese people treat money and do thEir management cautiously. No matter how confident you are, you might be treated as bEIng imprudent when you decide to invest too fast in China. Li Jiacheng, the richest man in our China, once said, “we need to check the stone bridge when crossing the river.”, which was a provident of Chinese people’ cautious attitude towards money.　 　　 　　Love to save money 　　Deposit has become an important part of Chinese people’s life. Once a Chinese have got some money in his or her hand, his or her first choice is to save it. Although China saw a dramatically economy increase in recent years, which leads to more and more young people preferring consumption, saving the money is still the trend. 　　The first half of this year, the consequence of the questionnaire survey by The 　　People’s Bank of China shows that　percents of Chinese people choose to save their money. Fixed deposit has taken a big part of Chinese’s deposit, most of which are going to be used when they are old or getting ill in the future. To inspire the consumption of Chinese people, which has a great influence on Chinese economy, Chinese government has implemented many policies. However, they are not efficient, for the sense of saving the money already rooting i