农信社支持农业现代化发展的问题及对策.docxVIP

农信社支持农业现代化发展的问题及对策 The agricultural society supports the problems and countermeasures of agricultural modernization In the process of supporting agricultural modernization, the agricultural trust society should seek the realistic path of cooperation with the modern agricultural subject? This is to carry out the partys eighteen big synchronization of the four modernizations development strategy, is also in the new generation background, rural credit cooperatives looking to break their business development needs? Basic status and existing problems At present, shandong liaocheng city agricultural leading enterprises above designated size 450, farmers， professional co-operatives with 4890, the main agricultural projects including food vegetable planting, breeding, agricultural products processing, etc? By the end of 2012, the city，s agronomic community supported agricultural leading enterprises, professional cooperatives and major farming businesses with loans of 2. 21 billion yuan and 7, 936 households. As of April this year, the corresponding loan balance was 1. 35 billion yuan and 6457 households? The reason for the decline in lending is: The main aspects of modern agricultural business: the development mode, the way of operation, etc. Recently, agricultural production is still in farmers, farmers operators generally smaller, weaker, anti-risk ability is poorer, once encounter risk, will affect the first source of repayment, to the farmers themselves and credit assets will be a heavy blow? Second, traditional agricultural thinking patterns still dominate the mainstream? Agricultural management main body of modern consciousness and agricultural cooperatives, family farms, and other modern agriculture organization at the primarystage, while the interests both enjoy, risk-sharing in the form of operation, but because of internal operation and management mechanism is not sound, financial management, profit distribution is not clear, weak in terms of integrate collectiv