基于个人信用评分的银行催收系统的设计与实现软件工程专业论文.docxVIP

哈尔滨工业大学工程硕士学位论文 哈尔滨工业大学工程硕士学位论文 II II Abstract Debt Collection is an important part in bank risk management. At the same time of portfolio appreciation, managers have to face the reality that the overdue accounts are growing. From a positive point of view, the bank risk appetite may determine its competition in capturing the market share. Only the bank has a strong debt collection capabilities can get ahead in the fierce market competition and get the profits of breakthrough by expanding a wide range of customers. Currently, debt collection work is still in the stage of manual operation in man