江西鸿阒担保有限公司成险管理问题与对策研艽-工商管理专业论文.docxVIP

巧巧盖宽j! 巧巧盖宽j! 独创性声明 本人声明所呈交的论文是我个人在导师指导节进行的研究工作 及取得的研究成果.尽我所知.除了文中特别加以标注和致谢的地方 外，论文中不包含其他人已经发农或撰写的研究成果，也不包含为提 得江西财经大学或其他教育机构约学位或证书所使用过的 {科 .与我 -向工作的同志对本研究所做的任何贡献均已在论文中作了明确的 说明并表示了谢意 e 抖的旷户明:ECir 关于论文使用授权的说明 本人完全了解江西财经大学有关保留、使用学位论式的规定. P: 学校有权保留送交论文的组 fp 件，允许论文被查;湖和借阅;学校可以 公布论文的全部或部分内容，可以采用影印、缩 fp或其他复制手段保 存论文 . 〈保密的论文在解密后迫守此规定} .t:胖刷刷:跑日期:注 万方数据 万方数据 目 录 1 绪论 ···························································································································1 1.1 研究背景及研究意义······················································································1 1.2 研究思路和方法······························································································2 1.3 本文内容和框架······························································································3 2 担保企业风险管理概述····························································································4 2.1 担保企业面临的主要风险··············································································4 2.1.1 道德风险 ·······························································································4 2.1.2 业务风险 ·······························································································4 2.1.3 抵押物风险····························································································5 2.1.4 人情风险 ································································································5 2.2 担保企业风险管理的基本方法 ······································································6 2.2.1 保前调查风险管理方法 ········································································6 2.2.2 担保办理风险管理方法 ········································································8 2.2.3 保后管理风险管理方法 ······································································10 2.3 风险管理的理论基础····························