金融危机下中国小额信贷发展研究-政治经济学专业论文.docxVIP

ABSTRACTSince ABSTRACT Since the 1 990s，the micro—credit has been introduced in China for more than ten years．In the beginning，it was known as small loans from banks．Until this century,the micro—credit has been emphasized． Particularly,when the sub—prime mortgage crisis became to a financial crisis，micro—credit as an effective means to ease the financial crisis has become more widespread attention．By analyzing the development of micro-credit in China under the financial crisis，this paper concluded current need for the development of micro—credit in China，and pointed out the existing problems and solutions．Full—text was divided into four chapters． Chapter one was about the general theory of micro-credit，including its background，core concept，principle and classification，and then analyzed the foreign mode and the reference to China． Chapter two was a detailed analysis of Chinese micro-credit current development under the financial crisis．First，it was an overview of the development of Chinese micro-credit．It was divided into four stages，the initial pilot，the proj ect expanded，full involvement of the financial institutions in rural areas and the implementation of commercial micro-credit．Then it Was a detailed analysis of the development status of Chinese micro-credit，including structural analysis and quantitative III analyses．After analyses．After the summary and comparison of Chinese current development of micro-credit model，it pointed out the alternative development model． Chapter three illustrated the need for the development of Chinese micro-credit in the global financial crisis．On one hand，Chinese micro。credit Call effectively alleviate the financial crisis，specifically including that the micro-credit can reduce the employment pressure，and guide the changes in consumption patterns．On，the other hand，the micro-credit in China had a significant meaning to poor farmers and urban micro—enterprises．It solved the issues concerning agriculture， countryside and far