国际贸易实务278页全内容资料.ppt

三、UCP600中的信用证的定义： “ A documentary credit is a conditional bank written undertaking of payment, issued by a bank at the request of an importer of goods, in which the issuing bank promises to pay a beneficiary upon presentation of documents and draft if they are all in compliance with the terms of the credit.” 关于信用证的意义，UCP600进一步解释为： “就本惯例而言，跟单信用证和备用信用证（以下简称信用证）意指一项约定，不论其如何命名或描述，系指一家银行（开证行）应客户（申请人）的要求和指示，或以自身的名义，在与信用证条款相符的条件下，凭规定的单据： 1、向第三者(受益人)或其指定人付款，或承兑并支付受益人出具的汇票(一般是商业的/跟单的汇票），或 2、授权另一家银行付款，或承兑并支付(商业的/跟单的)汇票，或 3、授权另一家银行议付(商业的/跟单的汇票和单据)。 上述的 1、2、3、项是开证行的职能；上述的 1、是开证行的必尽义务。 四、信用证的性质和特点 由于银行的参与和付款承诺，使得信用证项下的付款属于一种银行信用。 信用证项下的付款有三个方面的特点： 1、充分利用了银行信用 2、信用证一但开出，它就是一份独立于买卖合同之外的一种自足的文件(UCP600：信用证独立于基础商业合同）。 3、信用证项下的付款是一种单据的买卖，而不是货物的买卖。 五、信用证项下的三角契约关系 Beneficiary Buyer Seller Applicant Opening Bank Contract Application L/C 信用证下的七个法律关系 进口商(申请人) 出口商(受益人) 开证行 通知行/ 保兑行 议付行/ 保兑行 1 2 3 4 5 6 7 六、用证的主要内容 THE ASAHI BANK, LTD. C.P.O. BOX No. 800 TOKYO 100-91 JANPAN ADVISED BY AIRMALL IRREVOCABLE DOCUMENTARY CREDIT? NUMBER: LC531-312818 DATE OF ISSUE: FEBRUARY 17, 1994 DATE AND PLACE OF EXPIRY: APRIL 25, 1994 CHINA ADVISING BANK: BANK OF CHINA, HEILONGJIANG BRANCH BENEFICIARY: HEILONGJIANGLIGHTINDUSTRIALPRODUCTSIMPEXPCORP.144 ZHONG SHAN ROAD, XIANGFANG DISTRICT HARBIN, CHINA APPLICANT: TOHO TRADING CO., LTD. 2-2, 4-CHOME, KITANAGASA-DORI, CHUO-KU, KOBE, JAPAN AMOUNT: USD 4,500.00 (SAY U.S.DOLLARS FOUR THOUSAND FIVE HUNDRED ONLY)? WE HEREBY ISSUE IRREVOCABLE DOCUMENTARY CREDIT WHICH IS AVAILABLE WITH ANY BANK BY NEGOTIATION OF BENEFICIARY’S DRAFTS AT SIGHT FOR FULL INVOICE VALUE DRAWN ON CHEMCAL BANK H.O. (NEW YORK) PARTIAL SHIPMENTS: PROHIBITED.? TRANSHIPMENT: PROHIBITED.? SHIPMENT FROM: CHINESE PORT TO: KOBE, JAPAN AT THE LATEST: APRIL 10, 1994 FOLLOWING DOCUMENTS REQUIRED: +SIGNED COMMERCIAL INVOICE IN 3 COPIES INDICATING CREDIT NO. +FUL