海上保险利益研究-国际法学专业论文.docx

补充判断方式。第三部分“海上保险利益体系重构”，“实际利益”说认可仅以某种事 补充判断方式。 第三部分“海上保险利益体系重构”，“实际利益”说认可仅以某种事 实为基础所产生的利益即实际利益为海上保险利益，增加了海上保险利益 的种类。本部分将新增的种类加入原有种类中对海上保险利益体系进行重 构． 第四部分‘保险利益一一海上保险合同的标的”，保险利益是海上保险 合同的标的，它是判断保险合同种类的重要依据。保险利益的种类，直接 决定海上保险险种的确定。重构后的海上保险利益体系逻辑性和条理性更 强，不仅有利于厘清海上保险现有险种，还为在传统的海上保险合同之外 设立新的种类提供了可能． 第五部分‘‘保险利益一一海上保险合同的效力要件”，作为海上保p硷．g- 同的标的，保险利益决定海上保险合同的效力。该部分分合同成立时和生 效后两个阶段论述保险利益对海上保险合同效力的影响。 最后一部分对“实际利益”说下的海上保险利益进行总结并对我国海 上保险立法提出建议，认为在相关法律修改条件尚未成熟的情况下，最高 人民法院应出台相关司法解释，解释要充分考虑海上保险的特殊}生，及国际 贸易的需要，不要过分严格要求保险利益的形式，对某些确实符合条件的 实际利益也予以认定为保险利益，同时要对一些现存的不足趟绗补正，对 一些旧有的误解进行澄清。 关键词：海上保险利益；“法定利益”说；“实际利益”说；重构；标 的；判断 Marine Marine transportation is an important part ofinternational trade and marine insurance is the crucial security．Marine insurance is a necessary link of nla：rine transportation．砸1e insured can pass on the risk to the inSUrcr by insurance and the insurcr is able to raise funds from the insurance premium．Marine insurance is closely collected with marine transportation．As the outcome of the combination of insurance law and rnafitime law,marme insurance adopts many principles in insurance such as insurable interest． hasurable interest appears formally for the first time M队l 906 which places all important role in China’S research of marine insurance． However,sticking excessively to MIA 1906 make as ignore other countries’ maline insurance laws and the international trade development． It has been argued for a long time that whether insurable interest is legal interest Or factual expectancy．After elaborating the rationality of factual expectancy theory,this thesis generally analyzes categories of marine insurance interest and goes into its affects on marine insurance contract．It is specially emphasize that the range of marine insurance should not be too naITow．Some kinds of factual interest can alSO be recognized to be marine interest when they fulfill correlated conditions even they do not arise from legal rights or contracts．TIliS thesis is divided into six parts． Part