国有商业银行运营中的寻租问题研究-金融学(含：保险学)专业论文.docxVIP

AbstractOn Abstract On The Rent-Seeking Activities in The Running of State．0wned Commercial Banks Abstract The behavior that the mankind pursues one’s own economic benefits can be divided into two kinds roughly：One kind is the productive activities of promoting social welfare， like lhe activities in production and creation．and the square deal under the normal market condition，etc．；Another kind is unproductive，which impairs social welfare，such as stealing，power—money deal，etc—Rent‘seeking theory is the economic theory taking studying the unproductive competition activity as main fact．Rent—seeking activities are unproductive activities to maintain economic benefits or go on economic benefits that is in existence already． Rent。seeking activities exist generally in social economy fields．They cause the distortion of economic resource distribution，prevent the implementation of more effective mode of production；waste social resources，reduce economy efficiency,and may cause rent。seeking activities or”rent—avoiding the activity”of other levels，there is trend of vicious ckcle in these activities；hinder market mechanisms from functioning effectively． The finance is the core of modem economy,and banks still occupies lhe kev position in modem finance system．The state-run business banks are in subject status in the Chinese bank system．Under the specific reforming and developing background，still there is relatively general rent·seeking phenomena in the running of state-mn business banks．Rent‘seeking activities function at different levels，influencing the resource distribution and the efficieneies of state一11111 business banks seriously,and will cause a great deal of questions,which ale important potential reasons that make the competitiveness Of state-run business bank relatively low,and the risk or crisis form． This t盟t 8ims at studying the rent‘seeking activities jn the running of state-owned business banks，and their impacts on the competitiveness of the banks and bank risk．The