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Abstract
The format of the insurance contract terms is the underwriter did not drawn up in advance of the contract negotiations with the cases, the convenient, efficient rate of trade catering to the quick pace of modern life, and the requirements also reduced the transaction cost, these would lead to insurance contract format clauses applies generally. But because the parties to an insurance contract status of the disparity, legal system, the defects of the particularity of the standard terms and other reasons, the format of the format provides insurance terms there are a lot of problems, the parties to a contract of insurance contract on thin and format because the phenomenon of the court also emerge in endlessly.
This article through to the insurance contract format terms of the theoretical basis of interpretation, to insurance contract format clauses of the particularity, the article analyzes the insurance contract format terms problems: and then from the executive, legislative and social supervision and three aspects to format the terms were analysis, this article explains the disadvantages of, and then proposes from administrative, the legislative law and the social supervision of insurance contract format clauses of the regulation of Suggestions. Full text are divided into six chapters, the main content of each chapter is respectively:
The first chapter insurance contract format terms the paper, main speak format clauses theory and its particularity.
The second chapter insurance contract format clauses insurance law regulation, mainly from the insurance contract format clauses administrative control, demonstrative obligation, such as unfavorable interpretation principle to insurance contract format clauses regulation.
The third chapter other laws on the regulation of standard terms, mainly is about contract law and the protection of consumers rights to speak on the regulation of standard terms.
The fourth chapter insurance format clauses self-discipline
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