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2013年考研英语一真题原文及答案完整版
Section I Use of English
Directions:
Read the following text. Choose the best word(s) for each numbered blank and
mark A, B, C or D on ANSWER SHEET 1. (10 points)
Given the advantages of electronic money, you might think that we would move
quickly to the cashless society in which all payments are made electronically. 1
a truecashless society isprobablynotaround the corner. Indeed,predictionshave
been 2 for two decadesbuthavenotyet come to fruition.For example,BusinessWeek
predicted in 1975 that electronic means of payment would soon revolutionize the
very 3 ofmoney itself, only to 4 itself severalyears later.Why has themovement
to a cashless society been so 5 in coming?
Althoughelectronicmeansofpaymentmaybemoreefficientthanapaymentssystem
basedonpaper, severalfactorswork6thedisappearanceofthepaper system.First,
it is very 7 to set up the computer, card reader, and telecornmunications networks
necessary to make electronic money the 8 form of payment Second, paper checkshave
the advantage that they 9 receipts, something that many consumers areunwilling to
10 . Third, the use of paper checks gives consumers several days of float - it
takes several days 11a check is cashed and funds are 12 from the issuers account,
whichmeansthatthewriterofthecheckcancam interestonthefundsinthemeantime.
13 electronic payments arc immediate, they eliminate the float for the consumer.
Fourth, electronic means of payment may 14 security and privacy concerns. We
often hear media reports that an unauthorized hacker has been able to access a
computer database and to alter information 15 there. The fact that this is not an
16 occurrence means that dishonest persons might be able to access bank accounts
in electronic payments systems and 17 from someone elses accounts. The 18 of this
type of fraud is no easy task, and a new field of computer science is developing
to 19 security issues. A further concern is that the use of
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