国际贸易实务-6 INSURANCE.pptVIP

Marine cargo insurance Basic Risks FPA, Free from particular average 平安险 Total loss of natural disasters; the total or partial loss under the accident WA/WPA, With particular average 水渍险 FPA+ Partial loss of natural disasters All risks 一切险 WA+ General additional risks Additional Risks General additional risks 一般附加险 11 kinds Special additional risks 特殊附加险 Special Risks Seller’s contingent interest risks 卖方利益险 Frozen products risks 冷藏险 Bulk woodoil risks 散装桐油险 TPND, Theft, Pilferage and Non-delivery Fresh Water/ Rain Damage Shortage Intermixture and Contamination Leakage Clash and Breakage Taint of Odour Hook Damage Sweat and Heating Breakage of Packing Rust War Risk Strikes Failure to Delivery Import Duty Risk On Deck Risk Rejection Risk Aflatoxin All Risks WA/WPA FPA General Additional Risks Special Additional Risks General Additional Risks Special Additional Risks Special Additional Risks Exclusions Duration W/W, Warehouse to warehouse clause---for basic risks Shipper’s Warehouse Port of shippment Consignee’s Warehouse Port of destination (terminate 60 days later after cargos unloaded ) The destination unspecified in the policy （the responsibility terminate at the beginning of transfer） The period of claim …shall be subject to the provisions of the relevant insurance, transport, or the sales contract… Claims to insurance companies within 2 years from the date of the cargo unloaded from the means of transport Claim to the shipping company 15-60 days after the cargo reached the destination Claim to the seller Within 60 days of receipt of the goods The main evidence required in insurance claims Original insurance documents Original transport document Commercial invoice Packing List/ Weight List Inspection report/ Damage, shortage proof Claim sheet Institute Cargo Clause, ICC(Institute of London Underwriters, ILU) 6 kinds of risks ICC(A)---insurance liability is the most widely ICC(B) ICC(C) IWCC, Institute War Clause-Cargo I